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Santa Monica Insurance Agent

Insuring Santa Monica
And All of California
Call (310) 471-5500
(800) 478-6091

Home / Life Insurance / Individual Long-Term Care (LTC) Insurance

Individual Long-Term Care (LTC) Insurance

Long-Term Care Female Physician Smiles at and Comforts her Senior Patient in a WheelchairLong Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life. The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities.

Most long term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” most of your assets on health care.

Michael D. Sutton Insurance offers free, comparative quotes on long term care insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

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Michael D. Sutton Insurance
  • 401 Wilshire Blvd., 9th. Floor
    POB 919
  • Santa Monica, California 90406

Phone: (310) 471-5500

Toll Free: (800) 478-6091

401 Wilshire Blvd., 9th. Floor, POB 919, Santa Monica, California 90406
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Michael D. Sutton Insurance Provides Auto & Car Insurance, Homeowners Insurance, Business & Commercial Insurance, Life Insurance, and Employee Benefits to All of California, Including Santa Monica.
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